Momentum adds free money to your HSA! $1,500 for two-party & family tiers deposited to your HSA every year — real savings toward your deductible. ($1,000 for employee-only coverage.)
🏥 HealthiestYou by Teladoc — 24/7 Telemedicine: PPO: FREE ($0) · HDHP: No copay after deductible. Call (866) 703-1259
Up to 5× salary or $500K. GI: $150,000. Spouse GI: $25K. Child: $10K. If electing above the Guaranteed Issue, Evidence of Insurability (EOI) is required. Complete EOI at securehealth.unum.com/eoiaccess. Enter your company code: Owners: 42EGVAE | FT Employees: 499V5QL
Because route setting is a physically demanding role, Momentum invests in your recovery and long-term wellbeing through additional employer-funded healthcare dollars — on top of your regular benefits package.
$50
Per Pay Period
100% employer-funded
2
Delivery Options
HSA or Wellness HRA
11+
Eligible Expense Types
Chiro, PT, massage & more
💳
Debit Card Provided
Use at point of service
What is this benefit?
The Route Setter Wellness Benefit provides $50 per pay period in additional employer-funded healthcare support. It is designed to help you invest in recovery, manage healthcare costs, and stay healthy in a physically demanding role. How you receive the funds depends on which medical plan you enroll in — if you choose the HDHP, the $50 goes directly into your HSA. If you choose the PPO (or waive medical coverage), Momentum funds a Wellness HRA through BBP instead.
Either way, you get a debit card to use at the point of service and access to a wide range of eligible healthcare expenses.
📄 See Full Details
Which Track Applies to You?
🏔️
Enrolled in the HDHP
Momentum contributes an additional $50 per pay period to your HSA — on top of the regular employer HSA contribution — through the Route Setter Wellness Benefit.
Your total employer HSA funding:
· Regular employer contribution: $1,000 (EE) / $1,500 (EE+)
· Route Setter Wellness: +$50/pay period
Funds are employee-owned and roll over year to year. You may also contribute your own pre-tax dollars up to the IRS annual limit. Access and manage through HealthEquity.
Managing your HealthEquity HSA:
Access your account at healthequity.com or the mobile app
Use your HealthEquity debit card at the point of service
View balances, transactions, and investment options online
Submit claims and upload receipts electronically
HealthEquity · healthequity.com · mobile app available
🧘
Enrolled in the PPO (or No Medical)
Momentum contributes $50 per pay period to a Wellness HRA administered by BBP Benefits Administration.
Key things to know:
· Funds are employer-owned — they do not roll over at year end
· You cannot contribute your own dollars to this account
· You receive a BBP debit card to pay for eligible expenses directly
· Submit eligible expenses for reimbursement through the BBP portal
Use funds during the plan year — any unused balance at year-end is forfeited.
Managing your BBP Wellness HRA:
Access your account at the BBP website or mobile app
Use your BBP debit card at the point of service
Submit eligible expenses for reimbursement online
Track reimbursement status and available balance anytime
Wellness Benefit funds may be used for IRS-qualified healthcare expenses. This is especially valuable for physically demanding roles — expenses like chiropractic care, physical therapy, and acupuncture are all eligible.
✓Medical copays & deductibles
offset your out-of-pocket costs
✓Prescription medications
covered under IRS-qualified expenses
✓Dental care & orthodontia
includes routine and major dental
✓Vision exams, glasses & contacts
exams, frames, lenses, contacts
✓Mental health services
therapy, counseling, psychiatry
✓Chiropractic care
spinal adjustments, consultations
✓Acupuncture
licensed acupuncture treatments
✓Physical therapy
rehabilitation and PT sessions
✓Massage therapy *
with physician's note or documentation
✓Preventive care & screenings
annual exams, vaccinations, labs
✓And many other IRS-qualified expenses
see IRS Publication 502 for full list
*Massage therapy eligible when supported by a physician's note or other required documentation. For a complete list of eligible expenses, refer to IRS Publication 502 or your account administrator.
🏥 BBP Benefits Administration
For Wellness HRA questions, eligible expenses, account access, reimbursements, or debit card help Phone:(630) 773-2337 Email:Support@bbpadmin.com
💳 HealthEquity (HSA)
For HDHP participants — access balances, debit card details, and claims through healthequity.com or the HealthEquity mobile app
Answer 7 questions for a detailed cost breakdown — premiums, expected out-of-pocket, and Momentum's HSA contribution — revealing exactly which plan saves you the most money.
Question 1 of 7
Who are you enrolling in coverage?
Question 2 of 7
How often do you visit the doctor (all covered members)?
Question 3 of 7
Any planned procedures or surgeries in the next plan year?
Question 4 of 7
Do any covered members take specialty or high-cost prescriptions regularly?
Question 5 of 7
Is pregnancy or newborn care expected in the next plan year?
Question 6 of 7
How comfortable are you with higher out-of-pocket costs if you get sick?
Question 7 of 7
Estimate your total medical, prescription, and care spending this year (not counting premiums):
🔒 No data sent — fully private
How to Enroll
Enrollment Steps
Enroll through Rippling. New hires have 30 days from their full-time start date to make elections.
Click on the Open Enrollment Task or the Benefits section on your dashboard.
3
Review Personal Details
Verify your personal information and that of your dependents.
4
Make Your Elections
Evaluate the plan options and select the coverages best suited to your situation.
5
Designate Your Beneficiaries
Make sure to designate beneficiaries for your employer-paid Life Insurance.
6
Sign & Submit
Confirm your elections and digitally sign your enrollment for submission. Benefits will become effective on your coverage start date and will remain in effect until the next Open Enrollment, unless you experience a Qualified Life Event.
